The South Carolina State Lodge of the Fraternal Order of Police is proud to announce an enhancement in the death benefits available to our members. These benefits are designed to provide financial security and support to the families of our brave law enforcement officers who risk their lives every day to protect our communities. Here is a detailed explanation of the benefits:
Primary Death Benefits
- Accidental Death Benefit:
- Amount: $2,500
- Coverage: 24-hour coverage, whether on duty or off duty.
- Details: This benefit pays out when a member dies from a covered accidental bodily injury that is independent of all other causes.
- Line of Duty Benefit:
- Amount: $32,500
- Coverage: Applies to deaths that occur during the performance of law enforcement duties.
- Details: This benefit is paid in addition to the Accidental Death Benefit.
- Felonious Assault Benefit:
- Amount: $2,500
- Coverage: Applies when a member’s loss of life results from use of force equivalent to a felony.
- Details: This benefit is paid in addition to the Accidental Death and Line of Duty Benefits.
Additional Benefits
In addition to the primary benefits, there are several additional benefits available under specific circumstances. These benefits are outlined in the table below:
| Benefit | Amount | Details |
|---|---|---|
| Common Carrier Benefit | Paid in addition to Accidental Death Benefit | Applies if a member is killed while riding on a qualifying land, air, or water transportation. |
| Loss of Sight (both eyes) | $2,500 | |
| Loss of Sight (one eye) | $1,250 | |
| Reattachment of Hand or Foot | $1,250 | |
| Loss of Speech | $1,250 | |
| Loss of Hands or Feet | $2,500 | |
| Loss of Hand or Foot | $1,250 | Of the same hand |
| Loss of Hearing (both ears) | $1,250 | |
| Loss of Hearing (one ear) | $625 | |
| Seat Belt Benefit | Paid in addition to other applicable benefits | Applies if a member is killed as a result of an automobile accident while properly utilizing a seat belt, as evidenced by a police report. |
| Occupant Protection Device | Paid in addition to other applicable benefits | Applies if a member is killed as a result of an automobile accident while protected by a properly deployed air bag. This benefit is only paid if the Seat Belt Benefit is payable. |
| Quadriplegia | $2,500 | |
| Paraplegia | $1,875 | |
| Hemiplegia | $1,250 | |
| Uniplegia | $625 |
Coverage for All Members
All members in good standing with the South Carolina State Lodge of the Fraternal Order of Police are insured and eligible for these benefits. Our commitment to the safety and well-being of our members and their families remains unwavering. These enhanced benefits are a testament to our dedication to providing the necessary support for those who serve.
For more detailed information about these benefit, please download our Death Benefits Information Page PDF. Your safety and peace of mind are our top priorities.
The SCFOP continues to stand as a steadfast advocate for law enforcement officers, providing unmatched support and protection for our members. Thank you for your unwavering dedication to safeguarding our communities.
If you have any questions or need further assistance, please do not hesitate to contact us.
