South Carolina's Fraternal Order of the Police is dedicated to the
advancement and protection of law enforcement officers, the promotion
of officer benefits, and the fostering of enforcement of law and order.
The
The Fraternal Order of Police is the world's largest organization of sworn law enforcement officers, with more than 325,000 members in more than 2,100 lodges. We are the voice of those who dedicate their lives to protecting and serving our communities. We are committed to improving the working conditions of law enforcement officers and the safety of those we serve through education, legislation, information, community involvement, and employee representation. No one knows the dangers and the difficulties faced by today's police officers better than another officer, and no one knows police officers better than the FOP.
We
employ a full time lobbyist in Washington, D.C. who works on national
legislation and full time lobbyists here in South Carolina working
on state legislation. Not only do we work for your benefits, but also
we have available to our members the best legal defense plan. We also
provide insurance policies of $5,000 for accidental death or up to $30,000
for line of duty death.
If
you are not a member but would like to learn more about the FOP, please
contact any of our state board members.
Benefits provided
by the State Lodge to all active members in South Carolina:
$2,500 Accidental Death benefit is 24 hour coverage - business or pleasure. This benefit pays when a member dies from a sudden, unforeseen, and unexpected event including exposure or disappearance.
$32,500 Line of Duty benefit is paid in addition to the Accidental Death benefit when a member is killed while performing the duties of law enforcemcent.
$2,500 Felonious Assault benefit is paid in additnio to the Accidental Death and Line of Duty Benefit when a member's loss of life is the result of an assault while performing the duties of law enforcement.
$2,500 Heart and Circulatory Malfunction benefit pays in addition to other applicable benefits when a member under the age of 65 suffers a covered heart or circulatory malfunction within 48 hours after participation in an emergency activity and dies within 30 days as a direct result of the malfunction. The member must not have been diagnosed or received any treatment for any heart or circulatory system disease or illness within two years prior to the covered activity.
Expanded
Accident Benefits
| Loss of Speech |
$1,250 |
|
Loss of sight, both eyes |
$2,500 |
| Loss of Hearing (both ears) |
$1,250 |
|
Loss of sight, one eye |
$1,250 |
| Reattachment of Hand or Foot |
$1,250 |
|
|
|
| Loss of hands or feet |
$2,500 |
|
Quadriplegia |
$2,500 |
| Loss
of hand or foot |
$1,250 |
|
Paraplegia |
$1,875 |
| Loss
thumb and index finger of same hand |
$625 |
|
Hemiplegia |
$1,250 |
| |
|
|
Uniplegia |
$625 |
Seat Belt benefit pays in addition to other applicable benefits if a member is killed as a result $2,500 of an automobile accident while properly utilizing a seat belt, as evidenced by a police report.
Occupant Protection Device benefit pays in addition to other applicable benefits if $2,500 a member is killed as a result of an automobile accident while protected by a properly deployed air bag. This benefit is only paid if the Seat Belt benefit is payable.
$2,500 Common
Carrier benefit is paid in addition to the Accidental Death Benefit if a member is killed
while riding on a qualifying land, air, or water transportation.
*A complete description of the benefits. limitations, and exclusions are provided in the master policy.